Business Banking Products
At Bank of Cooperstown, you'll find the right financial products and services for your business. How can we be so sure? Because, if you don't find it here, chances are we can build it for you. We pride ourselves on providing small businesses, professional practices, entrepreneurs, and other individuals with a single source for all their financial services. So, check out our deposit, loan, investment, and other services. And don't hesitate to come to us with your special needs. We're here to help.
Statement Savings
- $300.00 average quarterly collected balance
- If average balance falls below $300.00, a quarterly service charge of $5.00
- Quarterly statements
- $3.00 per withdraw in excess of 20 per quarter
Business Checking
- No minimum balance
- No monthly service charge
- $.15 per debit over 300 per statement
- Monthly statements
Business Interest Checking
- $1,000.00 Average Monthly Balance
- If average balance falls below $1000.00, a service charge of $10.00 per month
- $.15 per debit over 100 per statement
- The APY is based on monthly compounding of Interest
- Monthly Statements
Business Analyzed
- No minimum balance
- Monthly service charge of $6.00
- $.15 per debit
- $.15 per credit
- Earnings Credit
- Monthly statements
Relationship Reward Business Money Market
- $25,000.00 minimum balance requirement, includes balances in Checking/Savings and Time Deposits
- Below $25,000.00, $10.00 monthly service charge
- Transfers are limited to 6 per statement cycle. A $10 excess transaction fee will be assessed for each transaction exceeding the limitations.
- Interest rates based on tiered system, contact us for rates
- Monthly statements
Business Money Market Account
- $1000.00 Average Monthly Balance
- Monthly service charge of $10.00 if average balance falls below $1000.00
- Transfers are limited to 6 per statement cycle. A $10 excess transaction fee will be assessed for each transaction exceeding the limitations.
- Interest rates are based on a tiered system
- Monthly statements