Personal Checking

Welcome checking conveniences without tacking on unwelcomed fees. Personal Checking from Bank of Cooperstown offers all the convenience you need, including unlimited free checking, free online banking, mobile banking, and eStatements — plus, 4 non-bank owned ATM fee reimbursements per month.

At the same time, steer clear from what you could do without — monthly fees. Checking that's personalized to your needs — sign up for free Personal Checking today.

  • Simplified checking solution
  • No monthly maintenance fee, no per transaction fees
  • Unlimited checking privileges
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements with check imaging
  • Free Visa® debit card with secure EMV chip
  • 4 surcharge reimbursements at non bank-owned ATMs per month
  • Deposit checks, transfer funds, pay bills, and make person to person payments right from the convenience of your smartphone
  • Apple Pay capability for iPhone users
  • No minimum deposit to open