Relationship Reward Interest Checking

Growing relationships has its benefits. With Relationship Reward Interest Checking those benefits include receiving our highest checking interest rates! At the same time, receive unlimited free checking privileges and free services like online banking, mobile banking, and eStatements.

Your banking relationship also saves you money: maintain a $25,000 balance across all Bank of Cooperstown accounts to automatically waive the $10 monthly service charge. Get an account that takes your entire banking relationship into account today.

  • Our highest checking interest rates
  • Avoid the $10 monthly service charge with a $25,000 combined average minimum balance across all checking, savings, and time deposits
  • Unlimited checking privileges
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements with check imaging
  • Free Visa® debit card with secure EMV chip
  • 4 surcharge reimbursements at non bank-owned ATMs per month
  • Deposit checks, transfer funds, pay bills, and make person to person payments right from the convenience of your smartphone
  • Apple Pay capability for iPhone users
  • $1,000 minimum deposit to open