Simply Smart e-Checking

Now banking is as close as your phone. A checking account designed for the digital age - bank on the go with all of the services you need. Enjoy great perks as well.

Bank anywhere, anytime, from the convenience of your phone, tablet, or laptop with a Simply Smart e-Checking account from Bank of Cooperstown.

  • Free mobile app - deposit checks, transfer funds, pay bills, send money and more, all on the go
  • Apple Pay capability for iPhone users
  • 24/7 Safe, SMART ATM transactions - deposit checks and cash with instant amount confirmation; transfer funds between accounts*
  • Six FREE non-Bank of Cooperstown ATM transactions each month
  • Earn interest on your balance
  • Monthly e-Statements
  • No minimum balance
  • Free VISA® debit card with two layers of security, including EMV chip technology

*Oneonta branch only.